What's the best financial decision you've ever made? - eviltoast
    • threeLetterMeyhem@lemmy.world
      link
      fedilink
      arrow-up
      5
      ·
      1 year ago

      Yup! I’m a fan and a current customer (have been with them over a decade)… except that it’s kinda expensive now. For people new to it I’d recommend actualbudget instead and just do manual/semi-manual imports.

      • pmyourtwat@lemmynsfw.com
        link
        fedilink
        arrow-up
        2
        ·
        1 year ago

        How is actual these days? Development was rocky in the early days of open source so I left for plaintextaccounting. Based on the discord seems to be waaay more vibrant now.

        If we had good bank imports and more flexible/robust reporting, I may go back

      • papertowels@lemmy.one
        link
        fedilink
        arrow-up
        1
        ·
        1 year ago

        I’m a big fan of budget with buckets, which allows you to import via simple fin bridge. One time $50 payment, also unlimited time trial. I used it for about 4 months before paying up.

      • PlutoniumAcid@lemmy.world
        link
        fedilink
        arrow-up
        2
        ·
        1 year ago

        Yes - there are many aspects to it. Got anything you want to jam about? I’d like to give you some responses, if I can. Let’s find the ynab community?

        • intensely_human@lemm.ee
          link
          fedilink
          arrow-up
          1
          ·
          1 year ago

          No thanks. I find it easier to use structureless system where I enforce the rules rather than software to do it for me.

          Like I track my expenditures, and I have a rough envelope system set up between my two banks. Each paycheck $1k goes into an account that handles all bills plus savings, with most of them on autopay, and any remainder goes to a different bank and I use that card for whatever I feel like.

          All I remember from trying to use YNAB is it somehow concluded I had $50 when I actually had like $150 and there was no way to override it.

          I was working as a freelancer at the time and there was no way to answer its “How much is your regular recurring paycheck?”

          I don’t need something inflexible like that.