What's the best way to save up for a car? USA - eviltoast

I’m putting away $300 a month, my question is where to put it. savings account has basically 0 interest, there are HYSA (high yield savings account) that would give me 3-5% apy, or I already have some money in stocks that have grown consistently 25% over the last year (index funds only)

what would you guys recommend? I’m looking to buy it probably 3 years from now. that way either I’ve got a fat down payment or I can just buy it cash

thanks

  • roofuskit@lemmy.world
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    13 hours ago

    There are some personal finance communities on Lemmy that would likely be eager to answer this one for you. Seems like communities you might be interested in if these kinds of questions are important to you.

    • FeelzGoodMan420
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      12 hours ago

      I would never take financial advice from random people on a message board.

      • ShepherdPie@midwest.social
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        5 hours ago

        As opposed to random people who wrote their opinion on a webpage or something? These groups are great for crowdsourcing lots of ideas you may have never even considered, and its not as if saving for a car is some niche topic. Can you point to any comments here that seem like bad advice?