Credit card users paid $130 billion in fees, interest in 2022, federal watchdog says - eviltoast
    • ganove@feddit.de
      link
      fedilink
      arrow-up
      6
      ·
      1 year ago

      Because they aren’t free if you only get them by paying 400 bucks to spend your money.

    • LemmyIsFantastic@lemmy.world
      link
      fedilink
      arrow-up
      4
      arrow-down
      1
      ·
      edit-2
      1 year ago

      Because it’s only “free” if you are going to use the services quite a bit already to make the math work out in your favor. If you don’t travel twice a year or more there are better cards out there which offer better discounts.