Credit card users paid $130 billion in fees, interest in 2022, federal watchdog says - eviltoast
  • LemmyIsFantastic@lemmy.world
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    1 year ago

    Because it’s only “free” if you are going to use the services quite a bit already to make the math work out in your favor. If you don’t travel twice a year or more there are better cards out there which offer better discounts.