I Set Out to Create a Simple Map for How to Appeal Your Insurance Denial. Instead, I Found a Mind-Boggling Labyrinth. - eviltoast
  • Drusas@kbin.social
    link
    fedilink
    arrow-up
    2
    ·
    edit-2
    1 year ago

    This happened to me twice. First, when I applied for long-term disability insurance through the insurer that my employer used. Second, when I applied for SSDI.

    I am convinced that there is a policy of “losing” or “not receiving” documentation in order to discourage the patient from continuing to pursue their claim.

    I have only managed to succeed because I retained an attorney (two, actually–one for the private insurance and one for SSDI). As a disabled person with limited ability to handle these things myself, I never would have been able to win the insurance money that I deserved. As the system intends.