Credit card users paid $130 billion in fees, interest in 2022, federal watchdog says - eviltoast
  • CmdrShepard@lemmy.one
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    1 year ago

    You could only spend $5 a month using a credit card and still build up a good credit score/history by paying it off each month. Whether credit cards exist or not, your financial situation is still going to be the same, so you might as well use them to your advantage.