The Dems are unlikely to straight up just ignore SCOTUS rulings. With all that’s happened in the last 6 years, I believe the Republicans absolutely would ignore a SCOTUS ruling, and they would be FAR more likely to just ignore SCOTUS altogether if the Dems ignored the SCOTUS student loan forgiveness ruling.

What is more likely, would be the Dems/Biden reduce payments to some minimal amount like $1/mo and place all student loans at a negative interest rate, since the powers to set payment amounts and interest rates were confirmed by the SCOTUS ruling.

The end result would be something like ‘If you’ve paid the principal balance, you’re done. If your loans have lasted 10+ years, you’re done. If you cannot afford to pay, pay us the $1/mo and eventually your balance will get to $0 because it has been set to a negative interest rate, so you’re done.’

This strategy is a long term play by the Dems, because the public will be made extremely aware that the next Republican president or Republican majority Congress will force them to pay those loans, with interest. The voters will know instantly they shouldn’t vote Red. Even if they were raised Republican, if you knew voting Red would mean you owe the government $10,000 as soon as that person takes office, you’re unlikely to vote Red. That would be a grand slam Dark Brandon move.