Auto loans could pose a bigger threat to young Americans than student loans. For the first time, the outstanding volume of auto loan debt just surpassed student loan debt. - eviltoast
  • OldWoodFrame@lemm.ee
    link
    fedilink
    arrow-up
    16
    arrow-down
    3
    ·
    1 year ago

    Auto loans are terrible and I always pay them off as soon as I can, but they will never really be that big a threat because you CAN sell your car and buy a substantially cheaper one, in most cases. Sometimes you can sell your car and just use public transit or bike/walk.

        • glimse@lemmy.world
          link
          fedilink
          arrow-up
          2
          ·
          1 year ago

          I quit the career my major gave me after 7 years and now I’m doing something totally different… I won’t say I regret it because my old industry is how I got the new industry connections to make them change but yeah… I’m using none of what I learned.

          Be careful about turning your hobbies into careers, kids! You just might start associating it with work stress and stop doing it entirely

            • glimse@lemmy.world
              link
              fedilink
              arrow-up
              1
              ·
              1 year ago

              Opposite for me. My degree is editing/motion graphics but my first job killed that passion pretty hard. Now I’ve got “engineer” in my title but I wish I went to school for mechanical engineering

    • calypsopub@lemmy.world
      link
      fedilink
      arrow-up
      5
      ·
      1 year ago

      Used cars literally cost more now than the 3/2 townhome I bought in 2012. I don’t understand how most people survive in this economy.

    • EgonDhuman@lemmy.world
      link
      fedilink
      arrow-up
      3
      ·
      1 year ago

      When I was a kid auto loans would be for 2 years or 4 years maybe, now. They’ll give you a 10-year loan on a car.

    • Mana@lemmygrad.ml
      link
      fedilink
      arrow-up
      2
      ·
      1 year ago

      Interesting. But if everyone sells their car soon as the economy brings the pain then they won’t be able to sell their cars right?

      • OldWoodFrame@lemm.ee
        link
        fedilink
        arrow-up
        2
        ·
        1 year ago

        People still need cars, usually. So people who owe $50k on a car can sell and buy a $20k car while people with $20k cars are selling to that person and buying a $5k car or whatever. People are in different ranges based on their situation with income and needs.