Health insurance at its core is very simple. You put money in, you go to doctor, insurance pay doctor. But in the USA, the insurance denies everything they possibly can. Money put in doesn’t ever see a doctor or your health costs, it goes right to the stockholders…
So why doesn’t someone just make a non-profit health insurance company where there’s no stock, no executives, just public servants and aggressive price negotiation where your medical bills are actually paid with the money put in?
American capitalists are really, really good at cracking down on any civil attempt at unionising and/or improving society at the cost of the ultra rich.
You could recite the extensive history of violence, but honestly the greatest achievement is in the propaganda. Solidarity seems to be commonly understood - by all classes - as having to take the bill for somebody even poorer than yourself, and nobody seems to be comfortable with the idea that they might themselves one day benefit.
Americans can’t have good things before they start fighting back. Read up on union history. Organize. Educate. Teach people what solidarity is and what the Battle of Blair Mountain was. Learn what was taken away from you, and help others understand as well. Begin locally.
Either that, or keep watching the fascists take over day by day, as they have been doing for decades.