In case you are still looking for input, my question was essentially the same and I got some brilliant help https://www.reddit.com/r/AppleWhatShouldIBuy/s/QM9IJxToQ2
In case you are still looking for input, my question was essentially the same and I got some brilliant help https://www.reddit.com/r/AppleWhatShouldIBuy/s/QM9IJxToQ2
The cheapest M1 Max refurbished available is over $4k … that’s an extremely different price point to OP’s budget I’d guess