Depending on where you’re based, you’ll find PayPal’s new data-sharing option under a different name. Remember, you may not see this at all if you’re based in a country that doesn’t allow it.
If you’re in the US, you should head to your profile Settings and tap on Data & privacy. Under Manage shared info, click on Personalized shopping. You should see the option enabled by default. Toggle off the button at the right to opt-out.
If you are in the UK like me, you’ll see something different after you head to your profile Settings and tap on Data & privacy.
Under Manage your privacy settings, here you’ll see an Interest-based marketing tab – click on it. At this point, two options will appear: Interest-based marketing on PayPal and Internet-based marketing on your accounts. You have to tap on each of these and toggle off the button at the right to opt-out. These instructions can also apply if you’re based in the EU.
What do you use instead?
Just standard credit card processing for purchases and zelle or venmo for transfers.
I got bad news about who owns Venmo.
I assume everyone is owned by someone terrible, but the individual policies and changes are what drives me to swap.
I pay for things on sites processed by PayPal too, I just don’t have an account.
The credit card is selling your data as well, in most cases
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Crypto. Works great for everything I previously used PayPal for
Edit: lmao people mad. For what it’s worth BTC is screwed by txn fees and ETH isn’t much better, and there’s the whole scam thing going around, but crypto is still the best libre banking.
While I… dream of a world where something like kaspa is used for such things, quit larping. Crypto is for gambling and money laundering.
No one on Facebook marketplace is going to go “Oh, send me your eth address.”, lmao.
I had a crypto phase. I know the entire ecosystem. Banking? Only if you can trust the backwards literal “who knows” entities you’re dealing with. Should I bring up Celsius or FTX?
The only reputable one I’d even begin to consider would maybe investing in a BTC ETF, at least then you’re clear of transaction fees and you get the same benefit of following the price as you would a Gold or oil fund and you don’t have to touch the poison directly. Ether and Base are going to get absolutely destroyed if Kamala wins and won’t fair much better than a flatline if Trump does, and you can wave goodbye to Arbitrum and Avax since the US isn’t going to give a shit about an outside entity.
In a perfect world, we’d have a modernized version of BTC that isn’t mineable, that’s limited in volume, inexpensive to upkeep, cheap to transfer and usable as a universal currency, but humanity always gets in the way, either in adoption, distrust, greed or shortsightedness. Either the entity developing it gets high and mighty or everyone holding it becomes an influencer, or it turns out it isn’t as eco friendly as you thought it was and the datacenter is on fire…
None of this even touches Brazil blocking X, which is the bulk of the memecoin universe aside from India, and Telegram getting shaky, influencers moving away from crypto and into marketing schemes…
You’re running out of scams.
BTC ETF is a sad state of affairs and has nothing to do with replacing PayPal. I’m talking about strictly using crypto to pay for work or services (i.e. I only pay people online in crypto, I only pay for my DNS/VPN/etc in crypto)