Having renting be the default for apartments is part of the problem. It is very normal where I live that a developer build an apartment building and the sells the apartments to individuals who own the living space and co-own and maintain the shared spaces. The developer takes the winnings and never interferes with the building again.
But then you have to deal with the politics of running the complex.
It’s like having an HOA but even more impactful on your daily life since you have to walk through the common area and such - at least with a standalone home you own the land and are directly connected to a public street.
Having lived both in buildings where my family owned one apartment, and houses where there was an HOA, i can tell you that the politics of the apartment building was not even close to how insne an HOA is. it was mostly taking about the budget, prioritizing repairs, and security
If you buy into a poorly managed building though you are screwed. Many buildings don’t keep enough cash on hand for unexpected bills because they want to keep the fees low for residents. Then an elevator breaks, sewage backs up, someone floods their apartment, and all of a sudden there’s a $20,000 bill that everyone has to pony up money for.
that is true, we had to change administrators one time and it was not an easy process. my comment was mostly that the blanket statement of “politics in an apartment complex are worse that an HOA” is not true, it depends on the building and the HOA
In the US you can be kicked out of your apartment with only 60 days of warning without cause (the owners only have to claim they need it for personal use or some other bs).
That is part of why people hate renting. 60 days isn’t enough time to find a new place, pack everything up, and move all while working 50 hours a week.
Why does renting have to be the automatic assumption? We’re simply talking about two different ways to organize living space, not how it’s financed. Shit, we should take a page out of Finland’s book, and make some actually really good public housing and make it available to everyone.
housing co-ops are basically the standard here in sweden and it’s perfectly fine, just because america makes things suck doesn’t mean they have to inherently be bad. Obviously if you execute a concept in the worst way imaginable it’s going to suck, that’s not rocket science.
There’s a principle in economic analysis called “Ceteri paribus”, “other things equal”. So, if you’re renting in the image on the right, you’re also renting on the image on the left.
Owning sucks too. Shit is always breaking, it’s expensive to fix and nobody else will handle it for you. Just paying for lawncare is bleeding me dry, and I don’t even use the lawn… but the city/police get angry when I don’t cut it.
Replace your lawn with white dwarf clover. It looks lawn like but doesn’t get super tall. Also it feeds the pollinators.
Edit: White dwarf clover is what people think of when they think of clover. It’s not something exotic. Do not get crimson clover and especially not red clover lol. Red clover is a perennial and gets very tall.
Nah, the process you’d want to do is called over seeding. You trim the grass super super short, spread seeds, and that’s it. You can get seeds and a spreader for pretty cheap. It’s not as expensive as something like sod or ripping up your old grass.
No worries. I wasn’t trying to make assumptions, just point out that the process is much less involved than you’d guess given what replacing grass usually looks like.
I have both owned and rented, and there is no comparison. Owning is a million times better. Not having a landlord that can just raise the rent or kick you out whenever they feel like it, plus the freedom to do whatever you want with the place, plus the almost certainty that your house is appreciating and you’re not constantly throwing massive amounts of money in the fucking toilet.
There is nothing about owning a house that even approaches the cost of renting unless you don’t know how to do even basic DIY shit and you don’t have any friends who can.
almost certainty that your house is appreciating and you’re not constantly throwing massive amounts of money in the fucking toilet.
Hard disagree, as I have had the exact opposites happen and know many others in the same boat. Both houses I sold were at a loss, after I got sick of things breaking all the time and being too expensive to fix.
unless you don’t know how to do even basic DIY shit and you don’t have any friends who can.
Or you are disabled and don’t have anyone to help.
I am disabled, and the work needed to upkeep a house is orders of magnitude less than the stress of being forced to move every couple of years because the landlord raised the rent, or won’t upkeep the place, or they’re selling the house, or the agent takes an irrational dislike to you. I’ve had all of those happen, many of them concurrently. That’s not to mention the disability issues involved in not being able to fix your own space and solve problems that exacerbate your illness.
Not having friends is a problem that could be addressed with a stable local community, something that gets broken up when people are forced to move and can’t put down roots anywhere.
And you lost money twice? Okay, unlucky, but are you going to tell me you lost more than you would have in rent? Did you give up on owning and go back to renting, and do you prefer it? Are you telling me you made the choice to rent rather than own, or were you forced to rent by financial hardship? Or wait… do you still own and you’re just bitching about it? Why don’t you go back to renting if owning is such a burden? (EDIT: Also, in case you didn’t realise, you’ll still have to mow the lawn if you rent, so that’s a weird problem to focus on)
I owned a house outright with my partner, with no debt, but then my disability became too much for me to work, the relationship broke down, the assets were split and we both fell off the property market. All of the money we made selling the place has now disappeared into various landlords’ pockets. I’m sure I could’ve bought one of their places for all the money I’ve given them over the years. And I could’ve made a down payment once upon a time, but without a steady income I can’t get approved for a loan, yet another problem forcing me to rent. Now, any money I could’ve made a downpayment with is gone.
And before you say that this is a downside of owning, I will remind you that the problem I am describing is no longer being able to own and being forced to rent, so if that’s a problem, then renting is worse.
Oh by the way, renting is worse. It is a fucking crime against humanity. The village is gone, and landlords destroyed it. The destruction began with the fencing of the commons, that brutally violent theft by proto-capitalists from the peasants, and it’s never stopped since. It won’t stop until we organise and take back what’s ours.
Renting sucks and relying on a landlord is awful. I bought a small house and keep my yard wild.
Having renting be the default for apartments is part of the problem. It is very normal where I live that a developer build an apartment building and the sells the apartments to individuals who own the living space and co-own and maintain the shared spaces. The developer takes the winnings and never interferes with the building again.
But then you have to deal with the politics of running the complex.
It’s like having an HOA but even more impactful on your daily life since you have to walk through the common area and such - at least with a standalone home you own the land and are directly connected to a public street.
Having lived both in buildings where my family owned one apartment, and houses where there was an HOA, i can tell you that the politics of the apartment building was not even close to how insne an HOA is. it was mostly taking about the budget, prioritizing repairs, and security
If you buy into a poorly managed building though you are screwed. Many buildings don’t keep enough cash on hand for unexpected bills because they want to keep the fees low for residents. Then an elevator breaks, sewage backs up, someone floods their apartment, and all of a sudden there’s a $20,000 bill that everyone has to pony up money for.
that is true, we had to change administrators one time and it was not an easy process. my comment was mostly that the blanket statement of “politics in an apartment complex are worse that an HOA” is not true, it depends on the building and the HOA
Sadly this is true, my parents are living this in their condo right now.
At least in my country it is very normal to own your apartment
In the US you can be kicked out of your apartment with only 60 days of warning without cause (the owners only have to claim they need it for personal use or some other bs).
That is part of why people hate renting. 60 days isn’t enough time to find a new place, pack everything up, and move all while working 50 hours a week.
Why does renting have to be the automatic assumption? We’re simply talking about two different ways to organize living space, not how it’s financed. Shit, we should take a page out of Finland’s book, and make some actually really good public housing and make it available to everyone.
Because capitalism.
Co-operative run housing largely eliminates those problems.
Sounds like the other hell on earth … an hoa
housing co-ops are basically the standard here in sweden and it’s perfectly fine, just because america makes things suck doesn’t mean they have to inherently be bad. Obviously if you execute a concept in the worst way imaginable it’s going to suck, that’s not rocket science.
Cool, call me when that comes to the Detroit area I guess. I’ll probably be dead though cuz it ain’t happening.
There’s a principle in economic analysis called “Ceteri paribus”, “other things equal”. So, if you’re renting in the image on the right, you’re also renting on the image on the left.
You lost me at buying a small house
Owning sucks too. Shit is always breaking, it’s expensive to fix and nobody else will handle it for you. Just paying for lawncare is bleeding me dry, and I don’t even use the lawn… but the city/police get angry when I don’t cut it.
Replace your lawn with white dwarf clover. It looks lawn like but doesn’t get super tall. Also it feeds the pollinators.
Edit: White dwarf clover is what people think of when they think of clover. It’s not something exotic. Do not get crimson clover and especially not red clover lol. Red clover is a perennial and gets very tall.
that would cost as much as just paying the lawn people, I can’t do it myself.
You are not thinking about the large picture.
Renting a tiller and throwing down some clover seeds is cheap compared to a lifetime of lawn people.
Just like with your first comment. Yes things break and are expensive, but you’re not throwing ~1500 a month out the window renting.
No tiller necessary.
Nah, the process you’d want to do is called over seeding. You trim the grass super super short, spread seeds, and that’s it. You can get seeds and a spreader for pretty cheap. It’s not as expensive as something like sod or ripping up your old grass.
I would still have to pay someone as like I said I cannot do it myself. Thanks for the suggestion though
No worries. I wasn’t trying to make assumptions, just point out that the process is much less involved than you’d guess given what replacing grass usually looks like.
I have both owned and rented, and there is no comparison. Owning is a million times better. Not having a landlord that can just raise the rent or kick you out whenever they feel like it, plus the freedom to do whatever you want with the place, plus the almost certainty that your house is appreciating and you’re not constantly throwing massive amounts of money in the fucking toilet.
There is nothing about owning a house that even approaches the cost of renting unless you don’t know how to do even basic DIY shit and you don’t have any friends who can.
Hard disagree, as I have had the exact opposites happen and know many others in the same boat. Both houses I sold were at a loss, after I got sick of things breaking all the time and being too expensive to fix.
Or you are disabled and don’t have anyone to help.
I am disabled, and the work needed to upkeep a house is orders of magnitude less than the stress of being forced to move every couple of years because the landlord raised the rent, or won’t upkeep the place, or they’re selling the house, or the agent takes an irrational dislike to you. I’ve had all of those happen, many of them concurrently. That’s not to mention the disability issues involved in not being able to fix your own space and solve problems that exacerbate your illness.
Not having friends is a problem that could be addressed with a stable local community, something that gets broken up when people are forced to move and can’t put down roots anywhere.
And you lost money twice? Okay, unlucky, but are you going to tell me you lost more than you would have in rent? Did you give up on owning and go back to renting, and do you prefer it? Are you telling me you made the choice to rent rather than own, or were you forced to rent by financial hardship? Or wait… do you still own and you’re just bitching about it? Why don’t you go back to renting if owning is such a burden? (EDIT: Also, in case you didn’t realise, you’ll still have to mow the lawn if you rent, so that’s a weird problem to focus on)
I owned a house outright with my partner, with no debt, but then my disability became too much for me to work, the relationship broke down, the assets were split and we both fell off the property market. All of the money we made selling the place has now disappeared into various landlords’ pockets. I’m sure I could’ve bought one of their places for all the money I’ve given them over the years. And I could’ve made a down payment once upon a time, but without a steady income I can’t get approved for a loan, yet another problem forcing me to rent. Now, any money I could’ve made a downpayment with is gone.
And before you say that this is a downside of owning, I will remind you that the problem I am describing is no longer being able to own and being forced to rent, so if that’s a problem, then renting is worse.
Oh by the way, renting is worse. It is a fucking crime against humanity. The village is gone, and landlords destroyed it. The destruction began with the fencing of the commons, that brutally violent theft by proto-capitalists from the peasants, and it’s never stopped since. It won’t stop until we organise and take back what’s ours.