YSK there are more than 3 US credit bureaus - eviltoast

Why YSK: Locking your credit with the main 3 places is not enough.

https://innovis.com/ have grown enough to require locking as providers are using them as a single check source.

There’s also https://www.chexsystems.com/ which many banks use for opening checking accounts. They’re unique because they handle accounts that don’t show up in a credit report.

  • kinkles@sh.itjust.works
    16·
    3 months ago

    Damn I thought I was doing good having the 3 frozen. Good to know that new ones can just sprout up like that.

    • fmstrat@lemmy.nowsci.comOPEnglish
      21·
      3 months ago

      There are actually hundreds. It’s only important when one gets big enough that they become a single check point, instead of a secondary or backup.