I get that there won’t be any security updates. So any problem found can be exploited. But how high is the chance for problems for an average user if you say, only browse some safe websites? If you have a pc you don’t really care much about, without any personal information? It feels like the danger is more theoretical than what will actually happen.
Or… are there any examples of people (not corpos) getting wrecked in the past by an eol OS?
Show me a single person that uses these tools exclusively and does not care about updating their machine.
And even then: ssh does have vulnerabilities. Email clients also usually render HTML, which means they have a browser engine under the hood.