I get that there won’t be any security updates. So any problem found can be exploited. But how high is the chance for problems for an average user if you say, only browse some safe websites? If you have a pc you don’t really care much about, without any personal information? It feels like the danger is more theoretical than what will actually happen.
Or… are there any examples of people (not corpos) getting wrecked in the past by an eol OS?
I think the common use case is telephones. Attaching your old cell phone to a random open Wi-Fi network is pretty common
But this is just a demonstration, it’s still applies to using the internet, interacting with the network is the danger. Not how you interact with it. Browsing websites can send exploit payloads to your outdated software.