I will think you are a little stupid if you are nearly starving but have a brand new car.

The original comment didn’t say that you needed to be starving before the purchase, just that you are both starving, and have a new car.

And if a guy with shitty credit and unsteady income is able to get financing on a six-figure truck, that’s more the banks fault.

Pig rigs don’t go to the bank for the loan, there are moneylenders and car dealerships where the most of their business comes from these guys.