Maybe December? So we all take money out of banks, at least current month salary, and spend cash only. I think that is something that shouldn’t be hard to do and it would show if we, the people, have any power left to make positive changes for the future or we can just surrender and eat bugs.
Edit:
If I’m trading my only true value, my time, then I want to have 100% control over it, not to depend if some bank would freeze my account and I lost 1/3 of my life irreversible.
Dude. Just set the limit yourself.
And for anyone with spending problems: Make it as uncomfortable to spend money as possible in digital form like a physical TAN generator for bank transfer or 2FA entry on PayPal.
Makes you think more about your spending.
I’m not talking about spending, but controlling your money you earn in exchange for your life time that. Money comes and goes, but your time is spent only once. If you don’t have control of your money and bank freeze your account because you are evil farmer, then what is your life worth?, you could just do nothing instead, not getting to work every morning and not spending time with your children.
If you manage to get your account freezed, you have way other problems.
Bit paranoid?