hmmm - eviltoast
  • gkd@lemmy.ml
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    1 year ago

    Do you mean APY? Even if, none of the major banks have offer the best APYs. Yea, a local credit union probably doesn’t either (usually the online-only banks) but regardless.

    Not to mention the big banks are going to take money from you for things like transfers, monthly fees, etc.

    • /home/pineapplelover@lemm.ee
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      1 year ago

      No I’m talking about cashback for purchases you make. With certain cards you can get a certain percentage you spend on gas, shopping, traveling, groceries, etc. If bank of america didn’t offer this than I would probably switch to a credit union.

      • gkd@lemmy.ml
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        1 year ago

        Is it a debit card? Otherwise what stops you from switching?

        I actually have a BOA credit card too for the same reasons though.

        • /home/pineapplelover@lemm.ee
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          1 year ago

          Nothing is preventing me from switching, I could transfer all my money to a credit union if I wanted too, however, I get some cashback with bofa that my local credit unions don’t have. I would very much like to use a credit union but I’m kind of earning some money back by using bofa