Do you use virtual credit cards? - eviltoast

I came across privacy.com, a service that generates virtual credit cards, like aliases for your real credit card that can be paused or discarded at any moment.

My own credit card company has this feature. But it requires a browser plugin that so obviously is there to track my spending habits, so I’ve not wanted to consider it. Privacy.com looks like a great alternative.

But is it even worth it? It may be a hastle, but I can also cancel my actual credit card at any moment and they will send me a new number immediately and a card a few days later. From a privacy prospective, how much can a company use my credit card credentials to track me? Maybe a third-party virtual card provider even masks my own purchases so not even my credit card company knows? Not sure about that one.

Please share if you use one, who its with, and if its worth it.

  • averyminya@beehaw.org
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    1 year ago

    I use my card provider’s version of this, Capital One. I’ve used privacy.com once too but I figured I may as well limit the amount of information that goes out.

    I’m not sure that it’s possible for you to… Mask your purchases? The option is more the ability to set end-dates - a one week subscription is only one week and will never renew, etc, and of course to prevent them from having your actual card details.

    Either way, realistically you’d want to look into the ownership of these services - Eno, Privacy, etc and decide from there if it’s worth it to you.