I know others have answered, but just to bring up a few points that might sway you to seeing why it is incorrect to assume that climate change will affect everyone equally: Storm surges are likely to increase along coastlines. If you are wealthy enough you can move further inland or take additional precautions like installing infrastructure to protect your home/land. You likely also have better insurance with higher premiums, but which will help in the event that your home or property is damaged. The same is true for those in areas prone to things like tornadoes and wildfires. You also are more likely to have the resources to evacuate quickly in the event of an emergency and pay for lodging for extended periods of time until the area you live is safe to return to. Additionally, crop failures will affect everyone, but less so those who are able to pay extra for food. Right now many people struggle to afford the basics, and because of how we operate economically, there is incentive to raise prices when things are harder to obtain. This includes simple staples like cereals/fruits/vegetables/etc and like we recently saw… eggs. Infrastructure is another area where we will begin to see large disparities, as older communities struggle to keep up with changing climates. Floods can be mitigated somewhat by enlarging drainage, but only if the city/state/municipality can afford to do so. I’m not trying to harp on you for not knowing, but it’s important that these things are considered when we discuss the inequities between rich and poor going forward (we’ve already seen these, but they will be compounded going forward at an even more accelerated rate).